When you purchase insurance, you take the risks that we all face and, for a premium, transfer these risks to an insurance company. As the new year approaches, it is always a good time to review just what risks you may...

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What is perhaps an after thought to most customers is the most affordable and important part of your car insurance policy. The other day I spoke with a personal injury attorney who confirmed my thoughts: Under insured...

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Let's face it. A lot of folks are jumping into renting out a room in their homes OR renting out their ENTIRE home on short term basis. With so much going for it, Chattanooga is a great place to visit. HOWEVER, did you...

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Ever wondered what your coverage really means? You want a quote and so you call around or get an online quote. What coverage is MOST important to you?What should concern you more than anything else?Bodily Injury. Pure...

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Most of us are safe drivers. With safe driving comes better rates and more discounts. Now there is a way for you to actually earn an even better rate and be rewarded for your safe driving.How?Many companies we represent...

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Many times when someone calls for a homeowners quote they can be confused about what replacement value means. I will try to give you a brief explanation.First, the cost of replacing your home entails many many factors,...

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Liability? Uninsured? Comp????? AHHHHH, help me please!!! Buying the correct coverage for your car is more complicated than it seems. While some companies say it's all done in umm 15 minutes or you can simply point a...

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OK. I get it. If you are lucky enough to have a job with benefits, you probably are eligible for a nice group sponsored term life plan for either no cost or very little cost. So, while that's a great benefit and...

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With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Most folks have taken a ride share to get around either in your own town or while on vacation. In fact, many people are supplementing their income or even working full time as a driver for Uber or Lyft. When my wife and...

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Ah Summer! Swimming, vacations, Camps and cookouts. Sounds great right?Summer is probably everyone's favorite season. You know it is with the kids! Many families fly to their destination and then rent a car. I want to...

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April 22 marked the 49th annual Earth Day, when more than 1 billion people in nearly 200 countries were expected to take part in what the Earth Day Network calls “the largest civic-focused day of action in the world.”...

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Spring is a time for new beginnings, and cleaning and organization around the house are very popular this time of year. If you’re ready to tackle the monumental spring cleaning chore, read on for some helpful...

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Back in the early days of home security “systems,” around the end of World War I, it was common for homeowners to hire “door shakers”-night watchmen who would literally walk around and check doors to make sure they were...

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Whether it’s a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life. However, many people who find themselves victimized by burglars—or a fire or some other...

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Drafty windows. Leaky faucets. Dirty air filters. All are common issues in homes across the country, and they’re not just annoying-they also cost you money in decreased energy efficiency and higher bills. The U.S....

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