Time for beach trips and some toes in the sand! If there was ever a time to read a good book, somehow the beach and books simply go together.Some of us like mystery, fiction, romance-- a real escape from the ordinary....

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It's a question I hear a lot. Briefly, I just want to share with you a simple way to calculate just how much. It's called the DIME method: Debt, Income, Mortgage, Education!!! Debt--- total current debts, ( excluding...

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