It's a question I hear a lot. Briefly, I just want to share with you a simple way to calculate just how much.

It's called the DIME method: Debt, Income, Mortgage, Education!!!

Debt--- total current debts, ( excluding mortgage) and including final expenses

Income -- current income x number of years your family needs support

Mortgage-- Total owed

Education--- costs of secondary and College Education

There!!! That wasn't so hard! 

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Thanks!

Mitchell Beene