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Beene Insurance Agency Blog

All You Ever Wanted to Know About Insurance

What is the MOST IMPORTANT coverage you need? UM Coverage.Personal Injury Attorney Agrees

What is perhaps an after thought to most customers is the most affordable and important part of your car insurance policy. The other day I spoke with a personal injury attorney who confirmed my thoughts: Under insured...

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Got an Air B n B or VRBO or just renting out a home? WE CAN INSURE IT!!!!!!

Let's face it. A lot of folks are jumping into renting out a room in their homes OR renting out their ENTIRE home on short term basis. With so much going for it, Chattanooga is a great place to visit. HOWEVER, did you...

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Perhaps the MOST important coverage you need in Auto Insurance and why you should be concerned

Ever wondered what your coverage really means? You want a quote and so you call around or get an online quote. What coverage is MOST important to you?What should concern you more than anything else?Bodily Injury. Pure...

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Safe Driver? Earn an even better rate by using Telematic Devices

Most of us are safe drivers. With safe driving comes better rates and more discounts. Now there is a way for you to actually earn an even better rate and be rewarded for your safe driving.How?Many companies we represent...

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What does Replacement really mean in a Homeowner's Policy?

Many times when someone calls for a homeowners quote they can be confused about what replacement value means. I will try to give you a brief explanation.First, the cost of replacing your home entails many many factors,...

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7 Auto insurance Terms EVERYONE should know

Liability? Uninsured? Comp????? AHHHHH, help me please!!! Buying the correct coverage for your car is more complicated than it seems. While some companies say it's all done in umm 15 minutes or you can simply point a...

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"But I already have Life Insurance thru my job, why do I need my own policy? " Why you might want to rethink that position.

OK. I get it. If you are lucky enough to have a job with benefits, you probably are eligible for a nice group sponsored term life plan for either no cost or very little cost. So, while that's a great benefit and...

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Boating Season is Here – Are You Up to Speed on Safety?

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip...

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Thinking about driving for Uber or Lyft? Better Think to call us first!!

Most folks have taken a ride share to get around either in your own town or while on vacation. In fact, many people are supplementing their income or even working full time as a driver for Uber or Lyft. When my wife and...

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Summertime Blues or What about my insurance when I rent a car on Vacation??

Ah Summer! Swimming, vacations, Camps and cookouts. Sounds great right?Summer is probably everyone's favorite season. You know it is with the kids! Many families fly to their destination and then rent a car. I want to...

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